About Privacy Policy
Information We Collect
We may collect personal information from you when you interact with us, including but not limited to:
- Contact Information: Personal information includes: First and last name, email, phone number, physical address.
- Demographic Information: Age, gender, type of work/employment, monthly household/individual income.
- Financial Information: Credit card details, whether we use a check card or have a bank account.
- Insurance Information: This includes information usually found in policies that define coverage and benefits, claims history, and coverage preferences.
- User-Generated Content: Consumer posts on social networking sites, product reviews, blogs and any other contribution made by the consumer.
- Device Information: IP address, browser type and version, operating system and platform, identification numbers assigned to specific connections.
- Usage Data: Pages visited or elections, behavior within the website, and any kind of interaction on digital interfaces.
How We Use Your Information
We may use the information we collect for the following purposes:
- Provide Services: Underwrite insurance policies, renewals of insurance policies, interpretation of policies for the purpose of claims, and responding to customer queries.
- Personalization: e targeting using past and current purchase behavior to monitor and recommend the customer’s favorite product or service.
- Communication: Contact you regarding requests for technical support or website inquiries and communicate product updates, promotions and resolutions.
- Analytics: Understanding the behavior of our website users, the success of the overall marketing campaigns, and enhancing our offerings.
- Compliance: Perform a legal requirement, for following policy terms and conditions when enforcing the legal requirements that govern our website and its users.
Data Security
In this context we apply adequate technical and organizational measures to ensure that your personal information is not accessible, modified, disclosed or destroyed by unauthorized parties. Our security measures being business essential, are periodically reassessed and revised to maintain the confidentiality and integrity of your information.
Data Sharing and Disclosure
We may share your personal information with third parties under the following circumstances:
- Service Providers: Some third party partners may be allowed to process our information to perform tasks that are on our behalf such as sub processors in payment processing, data analysis and customer service.
Business Partners: It may be necessary to disclose some information to affiliated companies or its partners, insurance companies etc., for the purpose of promoting our products and services to the enterprise.
Legal Compliance: It is possible to provide information if the company is legally demanded or obliged to do so by the governmental authorities or to complete the legally stipulated procedures.
Your Rights and Choices
You have certain rights regarding your personal information, including the right to:
- Access and Update: Regarding your personal information, you can access your data through the setting or the mail address through which you have contacted us.
- Opt-Out: Exclude specific informative/ marketing messages and consent for certain data processing operations.
- Data Portability: Ask the company to share your data with others in an easily readable format, such as CSV, for transfer to a different provider.
Children's Privacy
Our services are not intended for children under the age of 18. We do not knowingly collect or solicit personal information from minors. If you believe that we have inadvertently collected information from a child, please contact us immediately to request deletion of the data.
Changes to this Privacy Policy
It is our policy to never ask for more information than is necessary to engage you in a dialogue or offer you a product or service. We reserve the right to modify this Privacy Policy at any time with or without your consent. Any changes to this policy will be posted on our website with the new policy mentioned at the top with the date of update.
Contact Us
If you have any queries and concerns or any specific demands about this CP and our data handling, please address them as follows: info@usainsurancesinfo.com